| Houlton
Federal Credit Union, your member owned financial institution, is committed
to providing you with competitive products and services to meet your financial
need. and help you reach your goals. We are equally committed to protecting
the privacy of our members. Under federal law, we are required to give
you this privacy notice. It describes our credit union’s privacy policy
and practices concerning the personal. information we collect and disclose
about our members. It also includes information about the parties who receive
personal and sometime. nonpublic information from urn am we conduct the
business of the credit union. These practices are followed by the credit
union. If after reading this notice
you have questions, please contact us at:
207-532-7325
or write to:
Houlton Federal CU
13 Market Square
Houlton NE 473S Information We Collect
About You
We collect nonpublic personal
information about you from the following sources:
-
Information we receive from
you on applications and other forms
-
Information about your transactions
with us
-
Information we receive from
a consumer reporting agency
-
Information obtained when verifying
the information you provide on an application or other forms. This may
be obtained from your current or past employers, or from other institution,
where you conduct financial transactions.
Information We Disclose
We do not disclose, any
nonpublic personal information about our members or former members to anyone,
except as permitted by law.
Disclosure of Information
to Parties That Provide Services to Us
We may disclose all of the
information we collect, as described above, to companies that perform marketing
services on our behalf or to other financial institutions with whom we
have joint marketing agreements.
Disclosure of Information
About Former Members
If you terminate your membership
with Houlton Federal Credit Union we will not share information we have
collected about you, except as may be permitted or required by law. How We Protect Your Information
We. restrict access to nonpublic
personal information about you to persons who need to know that personal
information to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with Federal Regulations.
to guard your nonpublic personal information.
What Members Can Do to
Help
Houlton Federal Credit Union
is committed to protecting the privacy of its members. Members can help
by following these simple guidelines:
-
Protect your account numbers,
plastic card numbers, PIN. (personal identification numbers) or passwords.
Never keep your PIN with your card, which can provide free access to accounts
if your card is lost or stolen.
-
Use caution when disclosing
your account numbers, social security numbers, etc. to other persons. If
someone calls you explaining the call is on behalf of the credit union
and asks f or your account number, you should beware. Official credit union
staff will have access to your information and will not need to ask for
it.
-
Keep your information with us
current. If your address or phone number changes, please let us know. It
is important that we have current information on how to reach you. If we
detect potentially fraudulent or unauthorized activity or use of an account,
we will attempt to contact you immediately.
-
Let us know if you have questions.
Please do not hesitate to call us. We are here to serve you.
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Privacy Disclosure