New Vehicle Or
One Year Old Vehicle 2008 & 2007's
-
36 Months - 5.50% APR*
-
48 Months - 5.50% APR*
-
60 Months - 5.50% APR*
|
Used Vehicles
|
|
60 Months
48 Months
48 Months
36 Months
36 Months |
6.00%APR*
6.00%APR*
6.10%APR*
6.10%APR*
6.10%APR* |
10% down
10% down
10% down
10% down
10% down |
Next
higher rate if not enough down payment or longer financing. |
|
Secured Loan
- 10% APR*
Share Secured
Loan - 4.0% APR* |
Snow Sleds and
ATV's (New)
5.5%
APR*
up to 48 months |
Riding Lawn Mower,
Snow Blower(New)
No
Down Payment necessary - $10,000 - up to 5 yrs.
5.5%
APR*
up
to 48 months |
New Motorcycle
(Over 1000cc), Boat, ATV, Snow Sled - 5.5%
APR*
New motorcycles up to
60 months
Used Snow Sled,
Boat, ATV, Motorcycle - 7.9% APR*
with 20% down payment |
| Personal Loan
- 15% APR* |
| Home Improvement($10,000
Max per household) - 10.75% APR* |
New Camper
& Motor homes
Up to 48 months -
6.5% APR*
- 20% down payment
Over 48 months -
7.25% APR*
- 20% down payment
Used Camper
& Motor homes
Up to 48 months -
6.5% APR*
- 20% down payment
Over 48 months -
7.25% APR*
- 20% down payment |
Mobile Home -
New - 11.75% APR*
20% down payment - up
to 15 years
Mobile Home -
Used * - 13.75%
APR*
25% down payment
*
Cannot be over 10 years old and cannot be over 15 years old when paid for. |
| Home Equity-
5.0% APR* |
|
(*) Annual Percentage
Rate
|
Certificate Dividend
Rates
Minimum balance of $1000.00
required.
Early withdrawal penalty
of 90 days interest whether earned or not.
"Rates are based on earnings
and can be changed at any time."
"Fees charged may reduce
earnings."
-
6 months
2.50% APR yields 2.53%
-
12 months
2.90% APR yields 2.94%
|
Share Dividend
Rate - 1.0%
Annual Percentage Yield
1.01%
"Minimum balance to earn
dividend is $50.00" |
Christmas Club
Dividend Rate- 1.0%
Annual Percentage Yield
1.01%
"Minimum balance to earn
dividend is $5.00" |
