New Vehicle Or
One Year Old Vehicle 2010 & 2009's
-
36 Months - 4.99% APR*
- 10% down
-
48 Months - 4.99% APR*
- 10% down
-
60 Months - 4.99% APR*
- 10% down
|
Used Vehicles
|
|
60 Months
48 Months
48 Months
36 Months
36 Months |
6.00%APR*
6.00%APR*
6.10%APR*
6.10%APR*
6.10%APR* |
10% down
10% down
10% down
10% down
10% down |
Next
higher rate if not enough down payment. |
|
Secured Loan
- 10% APR*
Share Secured
Loan - 3.50% APR* |
Snow Sleds and
ATV's (New)
5.5%
APR*
up to 48 months |
New Riding Lawn
Mower
5.5%
APR*
up
to 48 months - No Down Payment necessary
Purchase
price of $10,000 + up to 5 yrs. term |
New Motorcycle
(Over
1000CC), Boat, ATV, Snow Sled
5.5%APR*
- New motorcycles up to 60 months
Used Snow Sled,
Boat,
ATV, Motorcycle
7.9%
APR*
with 20% down payment |
| Personal Loan
- 15% APR* |
Home Improvement
($10,000
Max per household)
10.75% APR* |
New Camper
& Motor homes
Up to 48 months -
6.5% APR*
- 20% down payment
Over 48 months -
7.25% APR*
- 20% down payment
Used Camper
& Motor homes
Up to 48 months -
6.5% APR*
- 20% down payment
Over 48 months -
7.25% APR*
- 20% down payment |
Mobile Home -
New - 11.75% APR*
20% down payment - up
to 15 years
Mobile Home -
Used * - 13.75%
APR*
25% down payment
*
Cannot be over 10 years old and cannot be over 15 years old when paid for. |
| Home Equity-
4.0% APR* |
|
(*) Annual Percentage
Rate
|
Certificate Dividend
Rates
Minimum balance of $1000.00
required.
Early withdrawal penalty
of 90 days interest whether earned or not.
"Rates are based on earnings
and can be changed at any time."
"Fees charged may reduce
earnings."
-
6 months
.75% APR yields .75%
-
12 months
1.25% APR yields 1.26%
|
Share Dividend
Rate - .50%
Annual Percentage Yield
.50%
"Minimum balance to earn
dividend is $50.00" |
Christmas Club
Dividend Rate- .50%
Annual Percentage Yield
.50%
"Minimum balance to earn
dividend is $5.00" |
